Life Insurance, buy it for your family and business. Peace mind coverage is there when they need it. Let’s us review your policy today.
Term
These types of policies provide a stated benefit upon the death of the policy owner, provided that the death occurs within a specific time period. However, the policy does not provide any returns beyond the stated benefit.
Universal Life
A type of flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings element which is invested to provide a cash value buildup.
Whole Life
Whole life insurance refers to a policy that provides lifetime protection by paying a lump sum death benefit. Whole life policies differ from term insurance in that they have a savings component with earning accruing referred to as cash value. With this type of insurance a policy holder may take loans against the cash value which usually have a minimum guaranteed rate of interest
Annuities
An annuity is a contractual financial product that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time.